How to start investing with just $500 When you have a spare $500 and are wondering whether to spend it or save it, why not consider a third option? Invest it. Make a commitment to your financial future, instead of wasting it on purchases that will deliver only temporary pleasure. […]
Is your financial strategy still working for you? Is your financial strategy still working for you? A financial strategy isn’t something you should set and forget. Life moves, circumstances change, the economy shifts, and what once worked may not be as effective as it used to be. As a new […]
What does a recession mean for me? A recession is more than just a buzzword that gets thrown around by the media. A recession represents a significant decline in economic activity that can span months, even years. Think of it as the winter of the economic cycle – cold, challenging, […]
Scattered super? Consolidate now! I have to admit, I get a real buzz when I hear someone talking about not knowing what to do with their money. The buzz comes from the excitement I feel knowing that I can help them. It might be in some small way, but […]
Balancing Risk and Reward in Your Portfolio If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant and growth in the form of an increase in the value of […]
Active or Index Funds: What’s Your Best Bet? Ever glanced at a list of different managed funds and wondered why some have remarkably low fees compared to others? Chances are, the ones with lower fees are index funds, also known as passive funds. Over the last couple of decades, index […]
Market crashes: The good, the bad and the ugly Just as night follows day, it seems part of the regular cycle of the world’s share markets that downturns and falling prices follow good times and rising prices. The impact of the COVID-19 Global Pandemic was typical of such downturns, prompting […]
The Wealth of Gold: Investing in a Timeless Asset As investors navigate through unpredictable and volatile economic times, it is essential to consider asset classes that can provide a level of stability and protection against market fluctuations. One such asset that has stood the test of time is gold. For […]
Downsize your home, upsize your super Over 55? Thinking of selling your home? Since 1st July 2018 you may be eligible to contribute up to $300,000 ($600,000 for a couple) from the proceeds of the sale of your home to your superannuation fund. This incentive, known as the ‘downsizer contribution’, […]
Why financial success isn’t just a numbers game! Money, finances, investments… it is easy to see why, logically, financial success could be considered a numbers game. However, real financial success requires much more than just numbers that work. It also requires passion, interest, determination, commitment, […]