How to Ensure Your Savings Benefit Your Loved Ones Most of us work hard to save for our retirement, and thanks to tax concessions and compulsory contributions, superannuation often forms a large part of retirement savings. But it’s essential to understand who controls where your super goes if you pass […]
Quarterly Economic Update: Jan-Mar 2024 The first quarter of 2024 saw the Government roll out considerable changes to the Stage 3 Tax Cuts, inflation continuing to slow but remaining stubbornly high across some areas, surging stock market highs and continuing pressures in the property sector. Government Overhauls Stage 3 Tax […]
The unmatched value of financial advisers in the AI age Digital advice is a hot topic at the moment, bringing with it the debate around human financial advisers potentially being replaced by ‘robo-advisers’. A client James, called into my office last week, explaining that his daughter was using an Artificial […]
Should I pay down my mortgage or invest? It’s always a good idea to regularly check in on your financial position, whether there’s been a significant change in your financial situation or not. And for those who find themselves with spare funds, it often raises the question, “Should I pay […]
Financial Planning for a Life Well-Lived Over my 27 year financial planning career, the most common question I’ve been asked is, “Jackie, how can I save more for my retirement?” Many of my clients believed they’d outlive their super and worked flat-out saving as much as they could for their […]
Don’t wait until your 60s to see a financial adviser Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement […]
The fast way to a life supported by passive income Imagine that, without any effort on your part, enough money regularly pours into your bank account to meet (or exceed) all your living expenses. Suddenly, work becomes optional and a world of opportunities opens up. That’s the ultimate in passive […]
Building financial resilience Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So what can you do to build financial resilience? Expect the unexpected Rarely do we get advance warning that something bad is […]
Don’t lose your home! Alternative ways to pay for aged care Anyone who has helped an elderly relative make the move into aged care knows that it can be a traumatic experience. It involves a move from the familiar – a home that a loved one may have lived in […]
Why financial advice may be your best investment It is commonly assumed that seeking financial advice is for the wealthy, and it only helps the rich become richer, yet financial advice can prove useful to anyone who wishes to better their financial future. Financial advice is like getting a health […]