Super contributions explained . . . easily The superannuation rules have become simpler and more generous over the years, but understanding what they mean for you can still seem confusing. Here is a simple explanation of super contributions. Just refer to the table below for specific details and read further
Is your financial strategy still working for you? Is your financial strategy still working for you? A financial strategy isn’t something you should set and forget. Life moves, circumstances change, the economy shifts, and what once worked may not be as effective as it used to be. As a new
Your super: A scammer’s new target In a recent media release, the Australian Securities and Investments Commission (ASIC) warned about a new scam doing the rounds. Scammers attempt, through cold calls to superannuation savers, to extract personal and super fund details by offering incentives in the form of gift cards,
Is your financial strategy still working for you? Is your financial strategy still working for you? A financial strategy isn’t something you should set and forget. Life moves, circumstances change, the economy shifts, and what once worked may not be as effective as it used to be. As a new
Don’t Fear a Recession When the media starts reporting higher interest rates and spiralling price rises, their next story will almost certainly scream the impending doom of a possible economic recession. But what exactly is a recession and is it all bad news for local share market investors? Most commentators
How much do you know about credit? According to Finder.com, there are currently more than 13 million credit cards in Australia with an average balance of around $3,000. In a population of just over 26 million, chances are, you have at least one credit card – 68% of us do!
The Secret to Building Wealth Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work hard for them. You too can use any surplus from your employment income to create passive
Define and accelerate your wealth What does financial success mean to you? Is it tied to achieving lifestyle goals like caravaning around Australia or pursuing a hobby? Perhaps you have a more traditional view of wealth; a paid-off home, a prestige car, money in the bank. Achieving financial success requires
Planning for the inevitable Dying is not something we like to think about but a bit of pre-planning can save a lot of heartache for those we leave behind. Here are three important areas to consider with examples and possible solutions. Allocation of your super In most super funds, the