Wealth Protection and Life Insurance Advice

Personalised life insurance solutions from our financial advisers help to protect what matters most in life

So many of us work incredibly hard to grow our wealth but many people have very little (or nothing) in place to protect their wealth. There are many different ways to protect your money, all depending on where you are in your life.

The right insurance cover can protect you, your wealth and your family when the unexpected occurs. TNR Wealth Management can help tailor advice to protect what is important to you.

Getting the right personal insurance advice

Our advice covers the different types of insurance available and recommends the most suitable insurance for every client’s individual circumstances.

There are four types of personal insurance covers you can consider as part of your wealth protection plan.

Trauma insurance can provide financial support to you in the event of a traumatic experience such as cancer, a heart condition or a major head injury.

But do you really need to change your trauma insurance cover if you already have a policy with a registered private health insurer? Trauma insurance is not designed to replace private health insurance. Private health insurers assist in covering medical treatments and cost, while trauma cover provides you with a financial safety net in the event you become critically ill or suffer a serious injury.

Based on your personal financial situation, our advisers can help you decide how much cover you need and also navigate the eligibility criteria, benefits paid, waiting period, and claim benefit period.

Total and permanent disability (TPD) can provide financial support in the event you have an accident or illness that results in a partial or total disability. If you are unable to work, it can be stressful to afford everyday living expenses while also paying for rehabilitation and medical expenses.

If something unexpected happens in your life that leaves you unable to work due to a disability, illness, or injury, income protection cover can become a critical tool.

Income protection insurance advice can help you decide on the right level of cover and take away your financial stress when you need it most.

What other financial benefits are there? Is income protection tax deductible? Claiming a deduction for the cost of premiums you pay for insurance against the loss of your employment income is another benefit of income protection.

Our Income Protection Insurance Advisers can help you navigate income protection premiums and what to expect from an income protection policy to give you the financial outcome you’re searching for.

This type of insurance cover provides financial support for your children, partner and loved ones in the event of your death. If you have people who financially depend on you, this may be an important cover to consider.

Our financial adviser can help you determine the best amount of coverage you need for the life insured to best protect your family and your future.

At TNR Wealth Management, we can help you understand health assessment criteria, life insurers’ processes and more so you feel confident you are well protected.

Prepare for the unexpected with Insurance Advice from
TNR Wealth Management

Personal insurance helps provide security in uncertain times. Secure a personalised wealth protection plan today with the help of TNR Wealth management’s experienced financial planners.

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