Using equity to build wealth The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For example, if your home is worth $800,000 and your outstanding loan balance is $200,000, your […]
Traps to avoid in retirement – Ignoring estate planning Don’t have a Will? You’re in good company. Less than half of Australian adults do. Even then, many Wills are out of date or invalid. The upshot is that hard earned wealth may be fought over by family or distributed […]
Five reasons to refinance your home loan Many people treat their home loan as a set-and-forget, riding out whatever the original loan terms and prevailing interest rates dish up. They may be doing themselves a disservice, as there are several ways in which borrowers can benefit from refinancing their mortgage. […]
Which is more precious..? It’s the middle of the night and you’re jolted awake by extreme pain in your chest. You feel like the life is being crushed out of you and immediately realise you’re having a heart attack. Your partner frantically calls 000 and as you lay clutching your […]
4 Good places to stash your cash For more information or to speak to one of our Financial Advisers please contact TNR Wealth Management on 02 6621 8544. Disclaimer Past performance is not a reliable indicator of future performance. The information and any advice in this publication does not take […]
The benefits of consolidating your super What makes us change? Why do we resist making improvements in our lives? Often you know you should take some action but … but … there is always a reason not to. Let’s take an example You’ve had a few jobs over the years […]
Traps to avoid in retirement – Leaving it too late to achieve your goals Most of us had retirement dreams, and couldn’t wait to finish work. So once retired, why haven’t we started ticking items off the bucket list? There’s no time like now for living your dreams. When Tony […]
The link between financial stress and mental health If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between financial stress and mental health. According to the Australian Institute of Health […]
Traps to avoid in retirement – Going too hard too fast Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up – a Caribbean cruise, major home renovations or maybe helping […]
Health Insurance…yes or no? The argument has been waged for many years – do I take out health insurance or do I invest the same amount each year and if I get sick, the money will be available (and it’s earning me interest!)? As with any type of insurance the […]