Should I pay down my mortgage or invest? It’s always a good idea to regularly check in on your financial position, whether there’s been a significant change in your financial situation or not. And for those who find themselves with spare funds, it often raises the question, “Should I pay […]
Don’t wait until your 60s to see a financial adviser Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement […]
Three-Minute Financial Check-up While the standard of living is constantly improving in Australia, economic disruptions, stagnant wage growth and house prices are putting more and more people under financial stress. A recent report by the social research group, the Melbourne Institute, ‘Taking the Pulse of the Nation’, found one in […]
What happens to your super when you die? Most people are familiar with the idea of leaving the house, the boat or the stamp collection to someone in (or sometimes outside of) their family through their Will. But what about superannuation – what happens when you die and how can […]
The role of estate planning in super If you are planning to join the hundreds of thousands of Australians who have Self-Managed Super Funds, one of the critical areas to address in the set-up phase is how your super will be handled when you’re no longer here. We have outlined […]
Financial Success: More Than Just Money When discussing financial success, many people tend to use the terms “rich” and “wealthy” interchangeably. While being rich is often associated with having a lot of money or material possessions, being wealthy is about having financial abundance that is sustainable over the long term. […]
Don’t lose your home! Alternative ways to pay for aged care Anyone who has helped an elderly relative make the move into aged care knows that it can be a traumatic experience. It involves a move from the familiar – a home that a loved one may have lived in […]
Should I pay down my mortgage or invest? It’s always a good idea to regularly check in on your financial position, whether there’s been a significant change in your financial situation or not. And for those who find themselves with spare funds, it often raises the question, “Should I pay […]
Why you may never retire Millennials in Australia are facing an unprecedented challenge when it comes to planning for retirement. Many will never fully retire, as they will be unable to accumulate the necessary funds to support themselves for an extended period of time. With the cost of living steadily […]
Tapping into your home’s equity Retirees feeling the pinch of higher living costs, are reluctantly making difficult decisions as they draw dangerously close to outliving their retirement savings. A 2021 report released by the Association of Superannuation Funds of Australia (ASFA) found that 90% of Australians who died aged over […]