What you need to know about sustainable investing As daily conversation in Australia is increasingly dominated by concerns about the environment and global warming, more and more investors are looking at how they can make a difference and choose sustainable or ethical investments as part of their portfolio mix. So […]
A different way to help the grandkids Many grandparents want to give their grandchildren a head start in life, and a common way to do so is to help by paying some (or all) of their school fees. This can, of course, simply be done by making a contribution at […]
Don’t ignore the third stage of retirement planning The Golden Years… a time of leisure, travel and more time with the grandchildren. This is likely what springs to mind when someone mentions the retirement phase of our lives. However, did you know that your retirement years are typically split into […]
The unmatched value of financial advisers in the AI age Digital advice is a hot topic at the moment, bringing with it the debate around human financial advisers potentially being replaced by ‘robo-advisers’. A client James, called into my office last week, explaining that his daughter was using an Artificial […]
2024-25 Federal Budget Recap In his 2024 Federal Budget speech, treasurer, Jim Chalmers, announced that ‘The number one priority of this government and this Budget is helping Australians with the cost of living’. But what exactly does that mean? Let’s take a closer look at what the 2024 Budget proposes […]
Financial Planning for a Life Well-Lived Over my 27 year financial planning career, the most common question I’ve been asked is, “Jackie, how can I save more for my retirement?” Many of my clients believed they’d outlive their super and worked flat-out saving as much as they could for their […]
Discovering Your Financial Mindset: The Key to Unlocking Financial Success In the quest for financial stability and success, we often focus on tangible elements like earning more money, saving diligently, or investing wisely. But have you ever stopped to consider the role your financial mindset plays in achieving your financial […]
Supercharge your Super before the clock strikes EOFY! EOFY can have a tendency of creeping up on you… The calendar ticks over to 1 June, suddenly, your inbox is bombarded with EOFY sales, and you’re left thinking ‘Where has this year gone, it feels like Christmas was only yesterday!’. Then […]
What would happen if you couldn’t work? If you were paid the average annual wage of $101,816.00, you could potentially earn over $12,299,349 over a 40-year working life. You would use this money for daily living, for holidays, to accumulate assets like a house and car and to save for […]
Three Ways to Give Your Kids a Headstart When it comes to helping your children or grandchildren get a financial headstart in life there are so many options available however your generosity could create tax issues down the track. Here we explore this topic from a few different angles, depending […]