Is FORO ruining your retirement? FORO – the fear of running out. I’d never heard the expression until I met Mark and Susan. Of course I’d heard of FOMO, the fear of missing out, but never FORO. As the newly-retired couple sat across from me, explaining how they were so […]
Shylo Kozeluh
What does a recession mean for me?
What does a recession mean for me? A recession is more than just a buzzword that gets thrown around by the media. A recession represents a significant decline in economic activity that can span months, even years. Think of it as the winter of the economic cycle – cold, challenging, […]
The impact of natural disasters on property values and insurance
The impact of natural disasters on property values and insurance Australia’s vast expanses and varied climates make us prone to natural disasters. In recent years alone, we’ve experienced the devastating impacts of bushfires in the southern parts of the country, flooding along the Eastern Coast, as well as significant storm […]
10 Common Financial Myths BUSTED!
10 Common Financial Myths BUSTED! Navigating the world of personal finance can be challenging, especially with the myriad of myths that can cloud your judgment. From misconceptions about debt to misunderstandings about investing and retirement planning, these myths can lead to poor financial decisions and missed opportunities. So, we thought […]
Frequently asked questions about super
Frequently asked questions about super If the ins and outs of superannuation leave you confused, the answers to these frequently asked questions will help you understand the basics. How much do I need to retire? According to the Association of Superannuation Funds of Australia (ASFA), a couple requires savings of […]
Ease your tax season stress
Ease your tax season stress It’s the same time every year but it seems that no matter how prepared investors are for June 30, when it comes to gathering up the necessary documentation to complete tax returns, this exercise creates more stress than it should. This process can be made […]
Scattered super? Consolidate now!
Scattered super? Consolidate now! I have to admit, I get a real buzz when I hear someone talking about not knowing what to do with their money. The buzz comes from the excitement I feel knowing that I can help them. It might be in some small way, but […]
Balancing Risk and Reward in Your Portfolio
Balancing Risk and Reward in Your Portfolio If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant and growth in the form of an increase in the value of […]
A good time to review your insurance
A good time to review your insurance Not a year goes by without some part of Australia being devastated by a natural disaster. Bushfires, floods, storms and tropical cyclones are a part of our lives. And as we’ve witnessed in recent years, destructive weather patterns and events occur regularly throughout […]
Eliminating sneaky expenses
Eliminating sneaky expenses During a cost of living crisis, many of us look for obvious ways to cut expenses, like cancelling streaming services, dining out less, and skipping extras in our shopping baskets. But what about the less obvious ways? Sneaky fees and charges can increase our day-to-day living expenses […]