Picture this… when you were 21 years old your well-meaning but financially inept uncle put $1,000 into an ordinary bank account for you with instructions to leave it there and let the bank’s interest turn it into a fortune. You followed his directions only to discover 34 years later when […]
We all hope that bad things won’t happen to us, but what if they did? These people held the same belief until… Jordan started his own business servicing computers after working for a major IT company for many years. At age 38, he was enjoying the freedom and control […]
As a large majority of working and retired Australians already know, in late 2016 a raft of changes to the superannuation rules was legislated. Most come into effect from 1 July 2017. The greatest impact will be on high-income earners and individuals with large superannuation balances. If this is […]
Establishing an investment portfolio can be likened to building a home. The most destructive, yet unpredictable predator to the structure of a home is the weather. Even in these most technically advanced days, we are still unable to accurately predict the weather. And so too, a man is a fool […]
Superannuation is for the oldies, right? In some ways that’s true, but even in your twenties there are good reasons to take a bit more interest in your super. The average 25-year-old has around $10,000 in super, but the decisions you make now, even with relatively small sums of money, […]
A health crisis can occur at any time of life, but the risks obviously increase as we age. Unfortunately, due to this increased risk of illness or injury the cost of insurance for those over 50 can be high. As a result, people in this age group are tempted to […]
When it comes to choosing to invest in property and shares, many issues are the same: do the research before you buy, be aware of your investment timeframe, monitor performance, and know when to sell. But there is one big difference and it’s all about perception of risk. Shares are […]
As a rule of thumb, it is suggested people should aim for a retirement income of between 50% and 70% of pre-retirement salary/wages. If you want a retirement income equal to about 60% of your final salary, regardless of what that final salary is, then it is estimated you will […]
On average, only 25% of debilitating injuries occur at work or are work related In 2013/14 there were approximately 531,800 work-related injuries in Australia. Of these, only around 298,000 received workers compensation. Two-thirds of workers can expect to be off work for more than three months during their working life […]
On Saturday 4 March 2017 TNR and TNR Wealth Management Sponsored the the Annual Lismore Samson Challenge, a local charity event to raise money for “Our Kids”. The Samson is a major fundraiser for “Our Kids” helping to raise money to purchase paediatric equipment for the Children’s Ward and Special […]