Is FIRE For You? FIRE… Financial Independence, Retire Early. Sounds nice, doesn’t it? It’s easy to see why the FIRE movement is burning hot across the younger generations. The notions of financial independence and early retirement are surely appealing to the majority. But as with most good things, it comes […]
How much do you know about credit? According to Finder.com, there are currently more than 13 million credit cards in Australia with an average balance of around $3,000. In a population of just over 26 million, chances are, you have at least one credit card – 68% of us do! […]
Ethical investing – putting your super where your heart is Millennials – take a bow. Not only are you concerned about how your super is invested, you are more likely than other age group to act on your beliefs when choosing a super fund. Research commissioned by the Responsible Investment […]
Buying your kids a home – good idea or bad? Owning your home has long been considered the Australian dream, but the changing property market is helping to ensure that it remains just that for many young people. Even with initiatives such as First Home Owner Grant schemes, housing ownership […]
How to plan for the longest “holiday” of your life Budgeting for retirement is like preparing your suitcase for an epic journey! Packing the right items and planning ahead is essential to ensure you don’t run into any unexpected surprises along the way. Why plan for your golden years Just […]
No insurance? Why take the risk? On average, only 25% of debilitating injuries occur at work or are work-related. In 2018-19 there were 115,707 compensation claims made for serious work-related injuries in Australia. The average time it took for a worker to return to work due to a serious injury […]
What happens when you can’t manage your SMSF? More than 1.1 million Australians manage their superannuation via a self-managed superannuation fund (SMSF) structure. Many are motivated by the desire to have control over their own money, the potentially lower costs, or the option to make investments that aren’t available to […]
Investing yourself vs using an adviser While Kim Kardashian attracts attention everywhere she goes, she recently caught the eye of the US Securities and Exchange Commission and was fined over $2 million for making one of her popular posts. So, what was the offence? Wearing a dress Marilyn Monroe once […]
Traps to avoid in retirement – ignoring estate planning Don’t have a Will? You’re in good company. Less than half of Australian adults do. Even then, many Wills are out of date or invalid. The upshot is that hard earned wealth may be fought over by family or distributed by […]
How valuable is your virtual life? We all know that having a Will to protect our life’s assets is crucial, but what about our virtual life? Is our online presence classed as an asset? It most definitely can be! Known as “digital assets”, what you store online can take many […]