The benefits of investing in yourself A growing number of Australians are choosing to return to study as mature-age students. Perhaps caught in the hamster-wheel of mortgage and family, furthering their education wasn’t an option when they were younger. But that was then. Harriet had long fancied setting up a […]
Will there always be an age pension? With all of the talk about the need to be self-sufficient in retirement it’s not surprising that many people assume that the government-funded age pension will be phased out altogether sometime in the future. But will it? Both sides of politics have committed […]
For more information or to speak to one of our Financial Advisers please contact TNR Wealth Management on 02 6621 8544. Disclaimer Past performance is not a reliable indicator of future performance. The information and any advice in this publication does not take into account your personal objectives, financial situation […]
Could a tree-change work for you? Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about leaving the bright lights behind, better do your homework first. Housing affordability Buying a […]
Why it just got harder to get a home loan Anyone applying for a home loan these days will find that there are more hurdles to jump than has recently been the case. So why is it harder to get a home loan? And what can you do to improve […]
Tax rules do not treat all income equally Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares in another and managed fund distributions somewhere else. And unless you are […]
5 small business strategies for kick-starting the financial year How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The stresses of running a small business often see us rushing, unprepared, […]
Is household debt consuming you? By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as a percentage of GDP, had nearly doubled over […]
Don’t wait until your 60s to see a financial adviser Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement […]
Create wealth at the tip of your fingers You’re probably already pretty impressed by what your smart phone can do, but have you thought of it as a wealth builder? It’s all down to the apps you can install, and there’s an increasing range to help you manage your spending, […]